body {
	background-image:url(../images/bg-pattern.gif);
	background-repeat:repeat-x;
	background-color: #4F9AC7;
	padding: 0;
	margin: 0;
	font-family: Arial, Tahoma, Verdana;
}
.logo-pad{
	padding: 15px 0 0 174px;
}
.left-nav-text{
	font-size:16px;
	font-weight:bold;
	color:#FFFFFF;
	padding: 12px 0 6px 10px;
}
.heading{
	font-weight:bold;
	font-size:17px;
	padding:0 0 0 10px;
}
.bullet-pad{
	padding: 5px 0 0 0;
}
.bold-text{
	font-weight:bold;
	font-size:16px;
	color:#034D83;
	padding: 0 0 3px 0;
	text-decoration: none;
}
.bold-text a:hover{
	font-weight:bold;
	font-size:16px;
	color:#034D83;
	padding: 0 0 3px 0;
	text-decoration: none;
}
.pic-pad{
	padding:4px 4px 4px 4px;
	border:1px solid #BAD5E7;
}
.bottom-text-line{
	font-weight:normal;
	font-size:11px;
	background-repeat:no-repeat;
	background-image: url(../images/bottom-line.gif);
	background-position: top;
	padding: 9px 0 9px 0;
}
.text-pic-pad{
	font-weight:normal;
	font-size:13px;
	padding: 19px 20px 25px 0;
}
.table-border{
	border: 1px solid #BAD5E7;
}
.table-pic-pad{
	padding:0 9px 0 0;
}
.table-pad{
	padding:47px 0 9px 0;
}
.pic2-pad{
	padding:4px 4px 4px 4px;
	border:1px solid #BAD5E7;
}
.head-patch{
	background-image:url(../images/heading-patch.gif);
	background-position:left;
	background-repeat:no-repeat;
	padding: 31px 0 16px 20px;
}
.para-text{
	font-size:12px;
	text-align: justify;
	padding:12px 12px 0;
	line-height: 17px;
}
.text{
	font-size:12px;
	text-align: justify;
	line-height: 17px;
}
.highlighted-text{
	font-size:12px;
	font-weight:bold;
	text-align: justify;
	color:#034D83;
	line-height: 17px;
}
.highlighted-text-normal{
	font-size:12px;
	font-weight:normal;
	text-align: justify;
	color:#000;
	line-height: 17px;
}
.head-pic-pad{
	font-size:12px;
	text-align: justify;
	padding:0 12px 0 0;
	line-height: 17px;
}
.head-pic-pad-right{
	font-size:12px;
	text-align: justify;
	padding:0 0 0 12px;
	line-height: 17px;
}
.contact-form-pad{
	padding:40px 72px 0 119px;
}
.contact-heading{
	font-size:14px;
	font-weight:bold;
}
.contact-text{
	font-size:14px;
	font-weight:normal;
}
.mailto-link{
	font-size:14px;
	font-weight:normal;
	color:#0000FF;
}
.contact-img-pad{
	padding:0 14px 0 0;
}
.footer-text{
	font-weight:bold;
	font-size:11px;
	color:#FFFFFF;
	text-transform: capitalize;
	text-decoration: none;
}
.footer-text a:hover{
	font-weight:bold;
	font-size:11px;
	color:#FFFFFF;
	text-transform: capitalize;
	text-decoration: none;
}